Product

From "you owe me" to paid.

No card reader, no app for your customer to install, no waiting on a check.

1. Create your account

Your business name, your email and a password. Takes one minute.

2. Connect your bank

Answer a few questions about your business and add the bank account for payouts. Financial regulations require payment platforms to verify the businesses and people accepting payments; that check happens inside Flow, once.

3. Make a pay link

Name it, set the amount or leave it open, and copy the link. Text it, email it, put it on your invoice or your social profile.

4. Your customer pays

They open the link on any phone, choose one-time or recurring, pick the date on a calendar, choose card or bank, and confirm. No password and nothing to install.

5. Everyone gets a receipt

Your customer gets a receipt. You get a notice with who paid and what for.

6. The payout lands

Money is paid out to your bank on a rolling schedule. Card payouts commonly become available sooner than bank-debit payments. Timing varies with account history, processor review, weekends, bank holidays and payment method.

When things go sideways

Handled, not hidden

Refunds

Refund all or part of any payment from your account. The fee treatment for each refund is shown before you confirm it.

Bank payments that bounce

If a bank payment is returned, Flow marks it, tells you, and tells any connected software so the balance reopens.

Disputes

If a customer disputes a charge you see it right away with the deadline to respond.

From invoice to paid.

Create your account, connect your bank, send your first payment link. No monthly fee. No long-term contract. Clear transaction pricing.